Why have I been set a credit limit?
Our underwriters will set you a credit limit at the point of acceptance, this will form part of the terms offered, if you were to go ahead with one of the car leases. The credit limit is the maximum monthly rental that you will be allowed to go for. If you need any more information […]
Why don’t you display prices?
Unfortunately, it is not possible to display prices on the cars displayed on our website. We’ve got nothing to hide, but because we work with multiple bad credit providers, their rates can differ car to car. However, they must make it clear to you before you go ahead with a vehicle, what the costs of […]
Do you offer No Credit Check Car Leases?
No, we have to carry out credit checks to comply with Anti-money laundering and FCA compliance. However, we do not use your credit score to determine the outcome of your application, we use affordability and stability checks to ensure that you can afford to meet the monthly costs of your car lease. Credit checks are […]
Do you offer guaranteed car leases?
No, we do not offer guaranteed car leases. However, all of our checks are based on affordability and stability checks so if you can demonstrate to our underwriters that you can afford the car lease, your acceptance chances are much higher. We currently have an acceptance rate, based on all documentation received of 90% (correct […]
What is the documentation fee?
We charge a documentation fee on all of our contracts, this is payable before the vehicle goes out and covers administration charges, processing costs and logistics (where applicable). This fee is non-refundable and will only be charged should the underwriters state this in their terms.
Will I need to put down a refundable deposit?
This all depends on what terms our underwriters set. Many of the terms offer will ask for a refundable deposit, this will be held on account and will cover any end of contract payments or rent arrears. Sometimes our underwriters may ask for a non-refundable initial payment, this is not refundable and forms part of […]
I’ve been declined for a car lease, can you help?
Yes, we might be able to help. If you have been turned down recently by a car lease company or for car finance, then we may be able to help get you mobile. Whilst we do carry out a credit check, we do not use your credit score to make a decision. We will ask […]
What documents/information do I need to lease a car?
Once you have sent in your online application, our experienced underwriters will be in-touch for additional documents and information. These may include, but not limited to: Current Driving Licence – In Correct Address Copy of Passport Copy of Utility Bill (Dated within the last 3 months) Additional Documents to support application: Bank Statements – Showing […]
Can I lease a car with bad credit?
Yes, you are able to lease a car if you have bad credit. This can because of CCJ’s, IVA’s or Bankuptcy. Our experienced underwriters look at every application on its own individual merit. They use your financial bank statements to make sure that you can afford the monthly lease payments.
Can I lease a car with an IVA?
Yes, we currently welcome customers who currently have an IVA as our underwriters look at your current financial situation. Our underwriters go through your financial statements to ensure that you are able to meet and afford the monthly car lease payments.
Can I lease a car if I am currently bankupt?
Yes, we welcome applications to those who are currently classed as bankrupt. All of our checks are based on your current financial situation and we look to see if you can afford to meet the monthly car lease payments.
Can I lease a car as a discharged bankrupt?
We allow applications for customers who have been discharged from bankruptcy as our checks are based on affordability and stability checks. Our underwriters look at your current financial standing to ensure that should you take a vehicle from our partners, that you will be able to afford the monthly lease payments.
