I declare that the information supplied on the credit proposal is true and correct. I authorise the funder to make a credit reference search, which will be recorded by the agency. I am aware that credit scoring may be used in the decision making process. I agree that the funder can, at any time, disclose details about the application, agreement and the conduct of the account to a licensed credit agency, or HP information Plc, or introducing Dealer/Broker for the purposes of: fraud/crime prevention, tracing customers and any other legitimate purpose. I also acknowledge that the funder may refuse to enter into this agreement without stating a reason. I understand and agree that any personal details contained within this credit application may be passed to any third party as part of the process and that the details provided will not be used for any direct marketing purposes.